The cover you choose will depend upon
what you can afford and the value of your
vehicle. But no matter which you choose, you
can be sure we'll offer you a great level of cover at
our best price - and because you're buying
online, the price will include an online discount of up to 20%.
Your policy will also include exclusive Kwik Rewards Club customer
offers and discounts from a range of providers including Haven Holidays,
Virgin Wines and lots more.
Car Insurance Cover
Choose your car insurance cover options
Comprehensive Cover
This covers you and your vehicle for any accident whether it was your fault or not. So, if the worst happens, you can relax knowing you and your car are fully covered.
Third party fire and theft (TPF&T)
This covers you and your vehicle if it is stolen or bursts into flames. If you are in an accident and it's your fault, you are covered for damages to the other person and their car as well as injuries to third parties.
Third Party Only (TPO)
This covers your legal liability to third parties (that is, damage to their property & compensation for death or injuries caused by an accident that was your fault). It also covers damage and injury caused by your passengers.
| Features of cover | Third Party Only (TPO) | Third Party Fire & Theft (TPF&T) | Comprehensive Cover |
|---|---|---|---|
| Foreign travel | Y | Y | Y |
| Passenger liability | Y | Y | Y |
| Fire damage | Y | Y | |
| Theft or attempted theft damage |
Y | Y | |
| Unlimited audio cover | Y (up to £100 if not standard fit) | Y (up to £300 if not standard fit) | |
| Malicious damage | Y | ||
| Glass damage | Y | ||
| Accidental damage | Y | ||
| Courtesy car | Y (provided an authorised repairer is used) | ||
| Personal accident | Y (up to £5,000 for insured and spouse/civil partner) | ||
| Personal effects | Y (up to £150) | ||
| Medical expenses | Y (up to £200) | ||
| Replacement car - New for Old |
Y (if vehicle less than 12 months old and you are the first registered keeper) | ||
| Hire car after theft |
Y (£20 per day for 5 days) |
1. Courtesy car is provided with comprehensive cover when the insured vehicle is being repaired at an approved repairer.
2. With comprehensive policies only.
3. With comprehensive cover only, your policy covers you to claim £20 per day for up to 5 days for hire car costs following the theft of your vehicle.
