A few added extras to make motoring more comfortable.

Our policies come fully-loaded with
benefits as standard plus some very
special extras.

But even the most high-spec policies can benefit from a few added extras. So, when we give you a quote, you'll be able to take your pick of the following optional extras and add as many as you would like when you apply for cover.


Car Insurance Optional Extras


Car Insurance optional benefits - Choose from:


1. Breakdown Cover

2 types of cover are available - Kwik Assist Roadside and Kwik Assist Recovery. Both include 24-hour cover, 365 days a year, a network of over 5,000 trained mechanics with an average response time of 40 minutes from call-out. You can also add Personal Cover to your breakdown policy which means you're covered in any car.


Click here to read further information. Please note that policy terms, conditions and qualifying criteria apply.

2. Legal Expenses Cover

If you're involved in a claim that is not your fault, this cover helps you to claim back any expenses not covered by your policy.


Click here to read further information. Please note that policy terms, conditions and qualifying criteria apply.

3. Keep Motoring – Replacement Vehicle

Designed to keep you on the road after a claim. You'll get a hire car for up to 14 or 21 days, depending on the level of cover you choose, if your car is stolen or written off.


Click here to read further information. Please note that policy terms, conditions and qualifying criteria apply.

4. Personal Accident Cover

This policy provides you with personal injury cover up to £30,000. This means you're protected in the event of a serious injury resulting from a car accident.


Click here to read further information. Please note that policy terms, conditions and qualifying criteria apply.

5. Vehicle Excess Protection Insurance

Vehicle Excess Protection Insurance covers the reimbursement of the excess you have paid when you have been involved in a claim. There are 3 levels of cover available.


Click here to read further information. Please note that policy terms, conditions and qualifying criteria apply.

6. Identity Theft

Our identity theft policy will cover you for up to £10,000 for irrecoverable financial loss and legal expenses arising from identity theft.


Click here to read further information. Please note that policy terms, conditions and qualifying criteria apply.

7. Gadget Insurance

Gadget Insurance will cover your electric equipment up to £500 for accidental damage and theft and is covered for up to 60 days abroad within any 12 month period. We have 2 levels of cover - one which covers in the car and one which covers in and out of the insured car.


Click here to read further information. Please note that policy terms, conditions and qualifying criteria apply.

8. Key Cover

Key Cover provides up to £1,500 annual cover for locksmiths charges, new locks, car hire and onward transportation costs, if your keys are lost, stolen or broken. All keys on your fob are covered for only £20.50 per year.


Click here to read further information. Please note that policy terms, conditions and qualifying criteria apply.

9. Windscreen Cover

Available to Third Party and Third Party Fire and Theft policies and covers the car insured on your Kwik Fit Insurance policy against breakage of windows or windscreen glass and damage to the windscreen.


Click here to read further information. Please note that policy terms, conditions and qualifying criteria apply.



1. Courtesy car is provided with comprehensive cover when the insured vehicle is being repaired at an approved repairer.

2. With comprehensive policies only.

3. With comprehensive cover only, your policy covers you to claim £20 per day for up to 5 days for hire car costs following the theft of your vehicle.

Car Insurance.
It adds up to a big deal.

Up to 20% online discount

Kwik Rewards Club Customer Offers and Discounts

Guaranteed courtesy car 1

Full glass cover 2

Hire car if your car is stolen and not recovered3

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