Brits may need home insurance 'to cover garden furniture'

Consumers might want to invest in home insurance cover for their gardens as one insurer has claimed that garden furniture may be attractive to opportunistic thieves.

According to home insurance provide Saga, Britons can often underestimate the cost of having to replace items which are stolen from the garden and it is important that householders invest in the correct level of cover for their property, such as sets of garden furniture.

Other items which can expensive to replace include barbecues, patio heaters and bird tables.

Director of Saga, John Potter, said: "Another thing that is often not factored in when valuing a garden is the cost to replace the grass should it be seriously vandalised, this alone could cost hundreds so you can see how easy it would be to underestimate."

Recent figures from the Target Group Index (TGI) from April 2006 to March 2007 highlight that more than one million people in the UK spend an annual £150 on plants.

Householders receive up to £500 contents cover for their garden as part of their home insurance policy with Kwik-Fit Insurance.



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