Protect the garden lawn with home insurance

Green-fingered Britons are being advised to make sure their home insurance extends to the garden to protect high value items such as lawnmowers and garden furniture.

According to the Daily Mail, the value of many gardens now amounts to thousands rather than hundreds of pounds, with burgled items ranging from decorative pots to entire lawns.

The publication states that garden furniture and equipment should fall under home insurance policies, however some will not cover plants and others will have strict limits on how much they will pay out.

In order to avoid having to claim on a home insurance policy at all, the publication suggests that statues, pots and urns are secured with chains, while planting thorny shrubs around the garden's perimeter should help to deter thieves.

Sheds should be kept padlocked and secure and tools should not be left on show, it adds.

Co-operative Insurance recently urged householders to make sure their home insurance covers the garden as summertime nears and rises in crime are predicted.

Householders receive up to £500 contents cover for their garden as part of their home insurance policy with Kwik-Fit Insurance.


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