'Weather no excuse' for avoiding home insurance check

The wet summer should not deter householders from considering the issue of whether their home insurance offers them sufficient cover for their garden, it was suggested today.

Research commissioned by Legal & General showed that the incessant rain has put homeowners off the idea off spending on their gardens, with sales of barbeques, patio heaters and summer houses all likely to suffer.

Despite this, Ruth Wilkins, Legal & General's head of communications, said people may be surprised by the total value of items they store in the garden or shed and should make sure they have adequate home insurance cover for them.

"Checking you're not underinsured could mean you don't then suffer a financial loss in the event of a theft from your garden and it is only the rain that stops play," added Ms Wilkins.

Meanwhile, police in Stockton have advised local residents keen to prevent thefts from gardens to increase the height of fences, install external security lighting and use high quality padlocks on sheds, reports the Evening Gazette.

Householders receive up to £500 contents cover for their garden as part of their home insurance policy with Kwik-Fit Insurance.

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