Pet Insurance Cover
We can provide three levels of cover. The chart below lets you compare what we have to offer so you can decide which you would like for your pet.
| Cover | Bronze | Silver | Gold |
|---|---|---|---|
| Vet's Fees | Up to £1,000 |
Up to £3,000 |
Up to £5,000 |
| Cover for Life |  |
|
|
| Death from Illness** | - | Up to £250 |
Up to £750 |
| Death from Accident** | - | Up to £250 |
Up to £750 |
| Advertising & Reward | - | Up to £250 |
Up to £750 |
| Theft or Straying | - | Up to £250 |
Up to £750 |
| Third Party Liability & Legal Expenses (Dogs Only) |
Up to £1,000,000 |
Up to £1,000,000 |
Up to £1,000,000 |
| Accidental Damage | - | - | Up to £500 |
| Boarding Kennel Fees | - | Up to £250 |
Up to £1,000 |
| Holiday Cancellation | - | Up to £250 |
Up to £2,000 |
| Veterinary Helpline | |
|
|
| Bereavement counselling Helpline |
|
|
|
| Pet Legal Helpline | |
|
|
| Pet Minders Helpline | |
|
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| Pay Vet Direct | |
|
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| Overseas Travel | 30 days | 30 days | 12 months |
- Vet's Fees £50
- Third Party Liability £100
- Accidental Damage £100
Policy Excesses
Important Points
- The excess amounts shown against the cover are the amounts which you personally will be asked to pay in respect of each claim.
- Veterinary fees which are not covered include the costs of routine examinations, vaccinations, whelping, kittening, castration, spaying and prescription drugs for preventative treatment.
- Cats and Dogs must be at least 8 weeks old to qualify for our healthcare.
- Cover for illness starts 10 days after the inception date of the policy.
- Third party insurance applies only if you are not already covered by your household policy, it excludes injury to your family, household, employees or their property.
- Insurance cover is available in the United Kingdom (including Northern Ireland), Isle of Man and Channel Islands only.
- Your insurance certificate cannot be transferred to another pet.
- A copy of the policy is available for inspection on request.
What would you do if your pet strayed? Kwik Fit Insurance covers the cost of advertising and offering a reward for its safe return up to £750 (Dependant on cover selected).
1. Depends on cover selected. 2. Up to policy limit and subject to cover remaining in force. 3. Dogs only 4. Depends on cover selected.
**This section does not apply in the case of Dogs that are 9 or more years old and cats that are 11 or more years old.
Price quoted of £3.75 per month is an example based on a 6 month old non-pedigree cat living in an area 1 postcode, with bronze cover - maximum vet bills of £1,000 per year. 10% of customers quoted for cat insurance on bronze cover in 2008 achieved this price or less. Prices may vary depending on circumstances.
